Terry L. Rowe 79, of Urbana passed away Tuesday January 4, 2022 at Springfield Regional Hospital.  He was born August 12, 1942 in Springfield, Ohio the son of Lawrence and Mary Rowe. Terry grew up in Urbana, Ohio and was a 1960 graduate of Urbana High School.  Following graduation he enlisted in the US Navy where he became a Cryptologist and retired from the Navy after 20 years of service. After his retirement he returned to Urbana and served 20 years with the US Post Office.  He enjoyed collecting match books and actually served as the treasurer of the Rath Kamp Matchbook Society and was also an active member. Terry was a loving husband and father and will be missed by many. Survivors include his wife Josephine; many children, grandchildren and great grandchildren; sisters include Sue Clemens & Tammy Walter.  He was preceded in death by his parents; his brothers Larry, Randy and Ron Rowe. Memorial services will be held 11:30 AM Monday January 10, 2022 at Jennings Farley & Seeley Funeral Home and Crematory 5591 US Route 68 South West Liberty, Ohio 43357. Visitation will be from 10:00 AM until time of service.